Texas Motivation Speaker – Chuck Gallagher speaks on “Saving A Life! One Choice At A Time…”

November 22, 2007

Chuck Gallagher, Ethics Speaker

Being stuck in traffic really stinks at times and this morning was no exception. I had just heard the radio play the commercial that I had made for a local company and recall the up coming news tickler. Planning to turn my radio off or switch to satellite radio, I heard something that peaked my interest – so I left it on that station just a bit longer.

The announcer, returning from a commercial break, began to share a story that so touched me, I elected to include it in my presentations – as it spoke clearly and innocently to the focus of every presentation I make – that being – Every Choice Has A Consequence.

It seems that a young man – actually better put a school kid – in the sixth grade was being acknowledged as the citizen of the week by this station in Dallas, TX. Now, Dallas isn’t small…so for a school kid to be the citizen of the week, well I just had to hear the story.

Seems that one fine morning the kids had gathered at lunch, just visiting with each other, when one of his buddies got choked on an orange slice. Now, for any of us who have been choked…one thing you can’t do is ask for help – kinda hard when you can’t breathe. When the kids noticed what was happening most of them gathered around just looking in disbelief. You can imagine the scene – one kid choking to death – as others gathered and watched.

But not our citizen of the week. He, without giving it a thought, jumped into the middle of the group, placed his arms around his buddy and did the Heimlich maneuver dislodging the orange slice and rescuing the choking victim. He seemed to think nothing of it – but I’m sure the kid he saved has a much different feel for the whole experience.

Faced with mounding publicity, this young man seemed to take it in stride. Of course his mother was beaming with pride as her son was recognized for his heroic action. The reported asked, “Just how did you learn how to do the Heimlich?” Without hesitation the boy answered, “Why watching the movies – of course!” Taken back his mother leaned over and asked, “What movie, sweetie?” With an almost indignant tone, he replied, “Mom…Mrs. Doubtfire! Don’t you remember?”

The news anchor laughed and for once I enjoyed hearing something that created hope – good news on the radio.

Just today another story was reported out of Jacksonville, Florida. http://www.news4jax.com/news/14652643/detail.html

This story was similar in content and in the feel good human interest side of the news. It’s wonderful to talk about those choices in life that make a profound “life and death” difference. What makes them so interesting to me…is that neither of those two kids woke up, got dressed for school, and on the way out the door told their parents, “You know I think I’ll save someone today.”

When others stepped back and refused to take action, these two people stepped forward and made choices – unanticipated choices – that saved lives.

That happened to me back in 1990 – I mean someone then entered my life quite unexpectedly and made a profound statement that was life changing. He said, as I was experiencing my “Dark night of the Soul,” – “You made a mistake, but You are not that Mistake! The choices you make next will define who you really are and the legacy you will leave for your children.” As I considered suicide that night, he, in a few simple words, made the choice to stick with me and help me clear away the fog and see clearly who I could become for the first time in a long time.

Today, as a Texas Motivational Speaker, I speak to groups nationwide about choices and consequences. These two youthful examples show the power that one choice can have – saving a life. What choices have you made that have made a difference to you or other peoples lives?

For information on presentations on the Power of One visit my web site: http://www.chuckgallagher.com

Any comments?

Texas Motivational Speaker – Chuck Gallagher – signing off…


Multiple Guilty Pleas and 433 Months in Prison – And That’s Just In Three Days!

November 22, 2007

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Seems that it’s been a busy week for guilty pleas and sentencing for Mortgage Fraud and related crimes.

Let’s start from the beginning of the week. The multiple members of the Dorean Group were found guilty of multiple counts of various types of fraud in a scheme to eliminate client’s debt. Their scheme involved creating mortgage and home equity fraud in order to obtain hundreds of thousands of dollars in home equity loans from unsuspecting lenders. The scheme covered investigations in California, North Carolina, South Carolina, Texas, Utah, Washington, Florida, Montana, Nevada, and Colorado. Their sentencing is set for March 18, 2008. Expect their sentence to be stiff – certainly not “Club Fed” for them.

Then theres Anthony Belletteiri, a real estate attorney, who was sentenced to 121 months in prison for his creative and elaborate scheme involving his law firms corporate and escrow bank accounts – using funds marked for real estate closings. Belletteiri also admitted that he stole approximately $2 million from a client, falsely telling the client that he had invested the client’s money in private mortgages. In order to conceal his theft, he created phoney mortgage documents, which he provided to the client, so that the client believed that his money was secured by mortgages, when it was not. This (former?) attorney was ordered to surrender to Federal prison on December 26, 2007 to begin serving his sentence. At least he got some grace in that he will be able to enjoy his last holiday season for a long while with his family – a small gift.

According to the Mortgage Fraud Blog (an excellent source for mortgage fraud information), Wesley Snyder, age 71, plead guilty to fraud for his mortgage scheme. The mortgage fraud blog reports, “Snyder defrauded more than 800 individuals throughout Central and Eastern Penn. via his “Wrap Around, Equity Slide Down Discount” Mortgage Program and his “Mortgage Participation” Investment Program. The charge carries a potential penalty of 30 years imprisonment and $1,000,000 fine.” It would appear that once incarcerated he may never see freedom again in his lifetime. I am confident that once confined, he will have many nights sleeping on a thin prison mattress wondering if it was worth ending his life in confinement?

Bang the gavel drops and Matthew Bevan Cox, age 38, is sentenced to 26+ years. In the federal system, one must serve 85% of one’s sentence…so Matthew will be a little over 60 years old when he’s released. Every choice has a consequence! In this case Mr. Cox made choices that will mean that, what is typically some of the most enjoyable and productive years of one’s life will be spent in prison – working for 12 cents per hour. He and his girl friend ran mortgage and real estate scams that spanned several south eastern states.

“Cox will now be serving the long prison sentence he deserves for his crimes,” said United States Attorney David E. Nahmias in Atlanta. “While the subject of a nationwide manhunt, Cox repeatedly used the stolen identities of minor children, the homeless and others to place multiple fraudulent loans on the same property without the knowledge or consent of the true owners. His crimes resulted in clouded property titles in several states with years of unresolved litigation, a trail of over 100 victims, and millions of dollars in losses that cannot be recovered.”

“The Secret Service has taken an aggressive stance in the prevention and investigation of mortgage fraud and other forms of identity theft”, said James Byers, Special Agent in Charge of the United States Secret Service Atlanta Field Office. “This case shows both the wide-reaching effects of identity crimes as well as the importance of cooperation among law enforcement to focus resources and respond effectively to uncover and prevent this type of financial fraud.”

Every choice has a consequence. On a personal level I feel for the people mentioned above. Not to be mistaken, I do not in any way condone their crimes or actions – I don’t. I just know that since every choice has a consequence, the price paid will be significant. Perhaps they will find, like I, that they can make their time in prison useful – either for themselves or for others.

As a business ethics speaker, I know first hand the pain of incarceration, as I’ve been there. I also know that no matter what someone might believe, you cannot escape the consequences of your choices. Likewise, if you make positive ethical moral choices the results can be quite remarkable. I, too, am living remarkable results.

For more information on presentations I make…feel free to visit my web site: http://www.chuckgallagher.com

Any comments?

Texas Ethics Speaker – Chuck Gallagher – signing off…